Day: August 21, 2019

Dispo capping is off the table: Roll over instead of waiting for the policy

The “Dispo-cover” was in the coalition negotiations quickly off the table. Not even a symbolic limitation was included in the coalition agreement. Bank customers with a covered checking account should not hope for the state, but should become active themselves. The low level of interest rates for installment loans makes it possible to save a […]

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Banks abolish penalty interest: Will the credit line become customer-friendly?

With Metabank and the savings bank subsidiary 21Directaloan, two prominent direct banks have abolished the penalties for tolerated overdrafts. However, bank customers should not break their credit line: there are still many potential disadvantages. A “disinvolvement revolution” in favor of chronically unstable bank customers is – with regard to the banking market only on a […]

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